What Is Home Insurance ? - Homeowners insurance provides financial protection for disasters. The standard policy ensures that the family itself and what you save.
Homeowners insurance is a package policy. This means that it includes damage to your property and any liability or liability to you or to your family members for any injury or damage to property caused to others. This includes the damage caused by the family pet.
Including damage caused by most disasters, with some exceptions. The most important is the damage caused by floods, earthquakes and poor maintenance. You must cover two separate policies for floods and earthquakes. Maintenance-related issues are the responsibility of the homeowner.
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